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Student Health Insurance Options

As a student, obtaining the best health care coverage possible is a major priority. Without insurance, a serious injury or accident could sideline you with thousands of dollars in medical bills and potentially cause you to drop out of school. While there are many options available to you as a student, they will soon be changing, because of the Affordable Care Act. Signed into law in 2010 by President Obama and known as Obamacare, this law is designed to introduce new health insurance programs along with a health insurance exchange. Here are your current options for student health insurance as they currently stand.

Parents’ Employer-Provided Plan

According to USAToday, more than two-thirds of college students were covered under their parents’ health insurance plans in 2010. According to the latest health care revisions, students can now stay under their parent’s health insurance plans until they turn 26. The best advantage associated with this is that you can get much better coverage than you could get on your own as a student. Along with this, you will not be excluded from the plan because of a pre-existing condition.

However, if you are currently attending a school away from home, you may not be able to obtain coverage from providers on your parents’ health insurance plan. This (Read More....)

Green Living As A Factor For Life Insurance Companies

Green living will not only improve a person’s health, it can lower health insurance rates as well. Being active through exercise and other forms of activity help keep our bodies strong, fit and resistant to disease. Along with physical activity, a person must eat healthy and wise. Organic foods are one of the best ways to ensure high quality food with many nutrients, and little additives.  Recent studies show that processed foods high in preservatives and other chemicals are dangerous to our health. Rates regarding cancer, obesity and even mental disorders have all been linked to poor quality foods. One of the best things a person can do is eat high quality organic food. This includes free range meats with no antibiotics, that are fed a natural diet. Also necessary are fruits and vegetables high in vitamins and minerals that have not been treated with insecticides.

Choose Organic Foods for Health

Active Lifestyles Improve All Aspects of Life

While being able to run a marathon is great, it isn’t a requirement for being fit. Being fit means that a body is healthy, doesn’t carry too much excess weight and is capable of (Read More....)